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Tax Intelligence Hub

How UK property tax works by deal type

Every strategy is taxed differently. Choose your deal type to see how SDLT, Section 24, VAT and Capital Gains Tax apply across acquisition, holding and exit — with worked examples, comparisons and FAQs.

Educational guidance only. This is general information about how UK property taxes typically work by deal type — it is not tax, legal or financial advice, and rates and rules change. Always confirm your position with a qualified accountant or tax adviser before making any investment decision.

Buy-to-Let

Standard single-let residential. The most affected by the Section 24 mortgage interest restriction.

View Buy-to-Let tax

HMO

Houses in multiple occupation. Higher yield, but classification, licensing and rates carry extra tax nuances.

View HMO tax

BRR / BRRR

Buy, Refurbish, Refinance (Rent). A refurb-and-hold strategy — most taxes mirror BTL but the refurbishment adds VAT and capital-cost nuances.

View BRR / BRRR tax

Development / Flip (GDV)

Ground-up development or buy-to-sell flips. Treated as a trade — profit is Income/Corporation Tax, not CGT, and VAT is a major factor.

View Development / Flip (GDV) tax

Airbnb / Serviced Accommodation

Short-term and holiday lets. Furnished Holiday Let status and VAT registration are the pivotal considerations.

View Airbnb / Serviced Accommodation tax

Commercial

Offices, retail, industrial and mixed-use. Different SDLT scales, VAT opt-to-tax and capital allowances.

View Commercial tax

Run the numbers

Open a live calculator to estimate the tax on your specific deal.

Stamp Duty CalculatorCGT & Section 24 Calculator
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