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01 · ANALYSIS
Should I buy this?Deal Analysis
Start with a deal, quick-check it, then run the deeper numbers — every figure updates live as you type.
01 · Deal desk
02 · Calculators
03 · Strategy & tax
04 · Research
How to use Stamp Duty / Purchase Tax
- 1.Enter the purchase price.
- 2.Pick the buyer type and location.
- 3.See the tax due and the bands — live.
Tip: Second-home and investor surcharges apply automatically.
Live UK Tax Calculator
Stamp Duty & purchase taxes calculator
Estimate SDLT, LBTT or LTT with buyer-type and non-resident surcharges, plus a transparent band-by-band table.
Total tax due
£0
Always verify against official HMRC, Revenue Scotland or Welsh Revenue Authority guidance.
| Band | Taxable amount | Rate | Tax |
|---|
15
/100
Avoid
AI Deal Score
🇬🇧 United Kingdom
Avoid: 0.00% yield, 0.00% ROI, £0/month cashflow, and 25% deposit benchmarked against United Kingdom.
⚖️ LOCAL AREA VS. YOUR INPUTS
- Yield Performance: Your Gross Yield of 0.00% sits below the average market benchmark range of 4.0% - 7.0% for United Kingdom.
- Strategy Viability: Executing a Stamp Duty at this price point means your capital efficiency is operating at a 0.00% Cash-on-Cash ROI, which is underperforming the localized economic landscape.
- Cash Flow Stability: At £0/month, your operational buffer is dangerously thin for this asset class. A minor vacancy or single repair bill will wipe out your monthly profits.
🛠️ SLIDERS TO ADJUST TO IMPROVE YOUR SCORE
- 📉 Negotiate Purchase Price: Try sliding your Purchase Price down from £0. Lowering the purchase price instantly contracts your upfront capital deployment, automatically elevating both your Gross Yield and your Cash-on-Cash ROI.
- 💰 Optimize Financial Leverage: Your deposit is healthy at 25%, meaning the interest rate of 5.5% is likely consuming your margins. Try lowering the Interest Rate slider, shopping for better financing terms, or negotiating a better purchase price to preserve cash flow.
- 🔄 Pivot Strategy: If your purchase price and location are locked, re-test this exact property profile using an HMO or Serviced Accommodation execution instead of a standard let to unlock the higher regional yield bands required to clear your financing costs.
- 🏛️ UK Compliance & Tax: Check Section 24 mortgage-interest relief (company/SPV ownership often wins once annual profit passes roughly £25,000), budget for the EPC C minimum expected from 2030, and confirm HMO or selective licensing before assuming the rent plan is legal.
Source: HM Land Registry UK HPI + ONS Private Rental Prices · Tier 1 verified benchmark sources