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Analysis Terminal

Deal Analysis

Pick a calculator above — every figure updates live as you type. No sign-up needed to try.

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How to use Stamp Duty / Purchase Tax

  1. 1.Enter the purchase price.
  2. 2.Pick the buyer type and location.
  3. 3.See the tax due and the bands — live.

Tip: Second-home and investor surcharges apply automatically.

Live UK Tax Calculator

Stamp Duty & purchase taxes calculator

Estimate SDLT, LBTT or LTT with buyer-type and non-resident surcharges, plus a transparent band-by-band table.

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Total tax due

£0

Always verify against official HMRC, Revenue Scotland or Welsh Revenue Authority guidance.

BandTaxable amountRateTax

15

/100

Avoid

AI Deal Score

🇬🇧 United Kingdom

Avoid: 0.00% yield, 0.00% ROI, £0/month cashflow, and 25% deposit benchmarked against United Kingdom.

⚖️ LOCAL AREA VS. YOUR INPUTS

  • Yield Performance: Your Gross Yield of 0.00% sits below the average market benchmark range of 4.0% - 7.0% for United Kingdom.
  • Strategy Viability: Executing a Stamp Duty at this price point means your capital efficiency is operating at a 0.00% Cash-on-Cash ROI, which is underperforming the localized economic landscape.
  • Cash Flow Stability: At £0/month, your operational buffer is dangerously thin for this asset class. A minor vacancy or single repair bill will wipe out your monthly profits.

🛠️ SLIDERS TO ADJUST TO IMPROVE YOUR SCORE

  • 📉 Negotiate Purchase Price: Try sliding your Purchase Price down from £0. Lowering the purchase price instantly contracts your upfront capital deployment, automatically elevating both your Gross Yield and your Cash-on-Cash ROI.
  • 💰 Optimize Financial Leverage: Your deposit is healthy at 25%, meaning the interest rate of 5.5% is likely consuming your margins. Try lowering the Interest Rate slider, shopping for better financing terms, or negotiating a better purchase price to preserve cash flow.
  • 🔄 Pivot Strategy: If your purchase price and location are locked, re-test this exact property profile using an HMO or Serviced Accommodation execution instead of a standard let to unlock the higher regional yield bands required to clear your financing costs.

Source: HM Land Registry UK HPI + ONS Private Rental Prices · Tier 1 verified benchmark sources

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