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01 · ANALYSIS
Should I buy this?Deal Analysis
Start with a deal, quick-check it, then run the deeper numbers — every figure updates live as you type.
01 · Deal desk
02 · Calculators
03 · Strategy & tax
04 · Research
How to use CGT & Tax Calculator
- 1.Pick a mode above — Selling (CGT) or Holding (Section 24).
- 2.Enter the purchase and selling prices with legal fees for CGT, or the annual rent, mortgage interest and allowable expenses for Section 24.
- 3.Set your income tax bracket and review the after-tax position — live.
Tip: Not advice — use it to model, then confirm with a professional.
Live UK Tax Calculator
Capital Gains & Section 24 tax calculator
Switch between selling analysis for CGT and holding analysis for Section 24 mortgage interest restriction.
CGT due
£0
Taxable gain
£0
Gross gain
£0
CGT rate
24%
15
/100
Avoid
AI Deal Score
🇬🇧 United Kingdom
Avoid: 0.00% yield, 0.00% ROI, £0/month cashflow, and 25% deposit benchmarked against United Kingdom.
⚖️ LOCAL AREA VS. YOUR INPUTS
- Yield Performance: Your Gross Yield of 0.00% sits below the average market benchmark range of 4.0% - 7.0% for United Kingdom.
- Strategy Viability: Executing a Capital Gains Tax at this price point means your capital efficiency is operating at a 0.00% Cash-on-Cash ROI, which is underperforming the localized economic landscape.
- Cash Flow Stability: At £0/month, your operational buffer is dangerously thin for this asset class. A minor vacancy or single repair bill will wipe out your monthly profits.
🛠️ SLIDERS TO ADJUST TO IMPROVE YOUR SCORE
- 📉 Negotiate Purchase Price: Try sliding your Purchase Price down from £0. Lowering the purchase price instantly contracts your upfront capital deployment, automatically elevating both your Gross Yield and your Cash-on-Cash ROI.
- 💰 Optimize Financial Leverage: Your deposit is healthy at 25%, meaning the interest rate of 5.5% is likely consuming your margins. Try lowering the Interest Rate slider, shopping for better financing terms, or negotiating a better purchase price to preserve cash flow.
- 🔄 Pivot Strategy: If your purchase price and location are locked, re-test this exact property profile using an HMO or Serviced Accommodation execution instead of a standard let to unlock the higher regional yield bands required to clear your financing costs.
- 🏛️ UK Compliance & Tax: Check Section 24 mortgage-interest relief (company/SPV ownership often wins once annual profit passes roughly £25,000), budget for the EPC C minimum expected from 2030, and confirm HMO or selective licensing before assuming the rent plan is legal.
Source: HM Land Registry UK HPI + ONS Private Rental Prices · Tier 1 verified benchmark sources