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Analysis Terminal

Deal Analysis

Pick a calculator above — every figure updates live as you type. No sign-up needed to try.

1 credit per run

How to use CGT & Tax Calculator

  1. 1.Pick a mode above — Selling (CGT) or Holding (Section 24).
  2. 2.Enter the purchase and selling prices with legal fees for CGT, or the annual rent, mortgage interest and allowable expenses for Section 24.
  3. 3.Set your income tax bracket and review the after-tax position — live.

Tip: Not advice — use it to model, then confirm with a professional.

Live UK Tax Calculator

Capital Gains & Section 24 tax calculator

Switch between selling analysis for CGT and holding analysis for Section 24 mortgage interest restriction.

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CGT due

£0

Taxable gain

£0

Gross gain

£0

CGT rate

24%

15

/100

Avoid

AI Deal Score

🇬🇧 United Kingdom

Avoid: 0.00% yield, 0.00% ROI, £0/month cashflow, and 25% deposit benchmarked against United Kingdom.

⚖️ LOCAL AREA VS. YOUR INPUTS

  • Yield Performance: Your Gross Yield of 0.00% sits below the average market benchmark range of 4.0% - 7.0% for United Kingdom.
  • Strategy Viability: Executing a Capital Gains Tax at this price point means your capital efficiency is operating at a 0.00% Cash-on-Cash ROI, which is underperforming the localized economic landscape.
  • Cash Flow Stability: At £0/month, your operational buffer is dangerously thin for this asset class. A minor vacancy or single repair bill will wipe out your monthly profits.

🛠️ SLIDERS TO ADJUST TO IMPROVE YOUR SCORE

  • 📉 Negotiate Purchase Price: Try sliding your Purchase Price down from £0. Lowering the purchase price instantly contracts your upfront capital deployment, automatically elevating both your Gross Yield and your Cash-on-Cash ROI.
  • 💰 Optimize Financial Leverage: Your deposit is healthy at 25%, meaning the interest rate of 5.5% is likely consuming your margins. Try lowering the Interest Rate slider, shopping for better financing terms, or negotiating a better purchase price to preserve cash flow.
  • 🔄 Pivot Strategy: If your purchase price and location are locked, re-test this exact property profile using an HMO or Serviced Accommodation execution instead of a standard let to unlock the higher regional yield bands required to clear your financing costs.

Source: HM Land Registry UK HPI + ONS Private Rental Prices · Tier 1 verified benchmark sources

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Please read and accept the following before continuing into the terminal.

  1. 1. Age requirement

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    PropTerminal is an objective modelling and data tool. Outputs — yields, cashflow, returns, scores, benchmarks, reports and AI-generated commentary — are estimates derived from the inputs you provide and third-party data. Nothing on PropTerminal constitutes a recommendation, offer, solicitation or advice to buy, sell, finance, refinance, hold or restructure any property or investment. You should consult a qualified, regulated professional before making any decision.

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