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Analysis Terminal

Deal Analysis

Pick a calculator above — every figure updates live as you type. No sign-up needed to try.

1 credit per run

How to use Buy-to-Let Calculator

  1. 1.Enter the purchase price, deposit %, mortgage rate and loan term.
  2. 2.Add the monthly rent and annual running costs.
  3. 3.Review cashflow, yield and ROI — figures recompute live as you type.

Tip: Switch tabs above for HMO, BRR, GDV, Airbnb and more.

BTL Calculator

Deal-centric buy-to-let modelling across the 5-country PropTerminal data system.

Free to try · 15 free analyses left Ask AI Helper
Generate Investment Report
Understand BTL tax treatment

Key Inputs

Fetches verified area data and pre-fills the purchase price from the local average.

🇬🇧SDLT, tenure rules, HM Land Registry and VOA benchmarks apply

£
0%

£ 0 deposit · GBP

%
%
yrs

Estimated SDLT/legal/survey costs: approx. £0 · Varies by buyer status, property price, tenure and UK tax rules. Not legal or tax advice.

£

Optional — sharpen the numbers

%
%
%

Percentages of annual rent. Realistic voids, letting management and maintenance allowances give a truthful net cashflow — leave at 0 to ignore.

Advanced inputs (optional)

£
wks
%
%/yr

Investment Snapshot

🇬🇧 GBP
Monthly Cashflow

£0 GBP

Gross Yield

0.00%

Purchase Costs

£0 GBP

Cash-on-Cash ROI

0.00%

Monthly Repayment

£0 GBP

Cash Required

£0 GBP

AI Deal Score

0

/100

Avoid

AI Deal Score

Projected returns

Est. 10yr return

£0

Annualised ROI

0.00%

10yr capital gain

£0 GBP

Equity at year 5

£0

Deeper analysis

Live — updates with your inputs

Tax & Net Return

Net yield after tax

0.00%

Before vs after tax cashflow

£0 → £0

Before tax: £0 · After tax: £0

Section 24 impact

No extra cost

No additional impact at basic rate

Stress Tests

Void impact (0 wk)

£0 GBP

Annual rent after 0 week void

Interest rate stress (0%)

£0/mo

Cashflow at 0%

Rent in 5 yrs — bear (1%/yr)

£0 GBP

Rent in 5 yrs — base (3%/yr)

£0 GBP

Rent in 5 yrs — bull (5%/yr)

£0 GBP

Equity & Refinance

Equity at year 5

£0

Equity at year 10

£0

Equity at year 15

£0

Releasable yr 5 (75% LTV)

£0

Benchmarks

Break-even rent

£0/mo

Your rent is £0 below break-even ⚠

Return vs BoE base rate (5.25%)

0.00%

Your yield is below the BoE ref rate — consider if the risk is worth it ⚠

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Terms of use

Please read and accept the following before continuing into the terminal.

  1. 1. Age requirement

    You must be 18 years of age or older to access PropTerminal. By continuing you confirm that you meet this requirement and are legally able to enter into this agreement in your jurisdiction.

  2. 2. Not financial, investment, tax, legal or mortgage advice

    PropTerminal is an objective modelling and data tool. Outputs — yields, cashflow, returns, scores, benchmarks, reports and AI-generated commentary — are estimates derived from the inputs you provide and third-party data. Nothing on PropTerminal constitutes a recommendation, offer, solicitation or advice to buy, sell, finance, refinance, hold or restructure any property or investment. You should consult a qualified, regulated professional before making any decision.

  3. 3. Data verification is your responsibility

    Market, demographic, planning and regulatory data is sourced from third parties and may be incomplete, delayed or approximate. You are responsible for independently verifying all inputs, assumptions, comparables and outputs before relying on any result. PropTerminal gives no warranty as to the accuracy, completeness or timeliness of any data shown.

  4. 4. Acceptable use

    You agree to use PropTerminal lawfully and for your own analysis. You will not misuse the service, reverse-engineer or scrape it, resell outputs as proprietary research, or use it to enable illegal activity, fraud or money laundering. Accounts and credits are personal to you and may not be shared or transferred.

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