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Analysis Terminal

Deal Analysis

Pick a calculator above — every figure updates live as you type. No sign-up needed to try.

1 credit per run

How to use BRR / BRRR Calculator

  1. 1.Enter purchase price, refurb budget and target GDV.
  2. 2.Set the refinance LTV and terms.
  3. 3.See the equity pulled out and the rolled-in cost — live.

Tip: Use the GDV tab to estimate your end value first if unsure.

BRRR Calculator

Buy, Refurbish, Rent, Refinance — model your full BRRR cycle across the 5-country PropTerminal data system.

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Understand BRR/BRRR tax treatment

Phase 1 — Purchase

🇬🇧GB: SDLT, tenure rules, HM Land Registry and VOA benchmarks apply

£

The price you are paying before any works begin

%

Estimated SDLT/legal/survey costs — varies by buyer status and country

0%

£0.00 GBP deposit

%

Bridging loan or initial mortgage rate during refurbishment period

months

How long you expect to hold on bridging finance before refinancing

Phase 2 — Refurbishment

£

Total estimated cost of all works including contingency

%

Added buffer on top of refurbishment cost for overruns

Total refurbishment budget: £0.00 GBP

£

Estimated property value after works are complete

Projected uplift: £0.00 GBP (N/A)

months

How long the works will take — affects bridging cost

Phase 3 — Refinance

0%

Refinance amount: £0.00 GBP

%

Long-term BTL mortgage rate after refinancing

years
£

Arrangement fees, legal, valuation costs for the new mortgage

Phase 4 — Rental Income

£

Projected rent after refurbishment is complete

%

Expected void period as a percentage of annual rental income

£

Management, maintenance, insurance and letting fees per year

Estimated costs are approximations based on user inputs · Results are for educational purposes only · Not financial, legal or tax advice. Always consult a qualified professional before making investment decisions.

Investment Snapshot

🇬🇧 GBP

Monthly Cashflow

£0.00 GBP

Gross Yield

N/A

Capital Recycled

£0.00 GBP

N/A of total cash invested

Cash-on-Cash ROI

∞

Net Cash Left in Deal

£0.00 GBP

DSCR

N/A

AI Deal Score

11

/100

HIGH-RISK DEAL

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Why this score was chosen

AI Deal Score: 11/100 · HIGH-RISK DEAL🇬🇧 United Kingdom

N/A capital recycled, N/A gross yield, £0.00 GBP/month cashflow, and N/A DSCR benchmarked against United Kingdom.

BRRR cycle analysis

Capital recycling: Your BRRR cycle has recycled N/A of your initial capital outlay (£0.00 GBP of £0.00 GBP invested). This leaves most capital in the deal and weakens the BRRR cycle.

Cashflow stability: Post-refinance monthly cashflow of £0.00 GBP is positive, but should be stress-tested against higher rates and longer voids.

Debt coverage: DSCR of N/A is below the common 1.25 lender threshold and may restrict refinance options.

GDV uplift: Post-refurb uplift of £0.00 GBP (N/A) from purchase price to GDV. The uplift may be too thin to support a clean refinance without reducing costs or improving GDV.

Inputs to adjust to improve your score

  • 💰 Optimise Rent: Increasing monthly rent from £0.00 GBP toward the area average or switching to HMO or Serviced Accommodation could significantly improve cashflow resilience.

Source: HM Land Registry UK HPI + ONS Private Rental Prices · Tier 1 verified benchmark sources

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Please read and accept the following before continuing into the terminal.

  1. 1. Age requirement

    You must be 18 years of age or older to access PropTerminal. By continuing you confirm that you meet this requirement and are legally able to enter into this agreement in your jurisdiction.

  2. 2. Not financial, investment, tax, legal or mortgage advice

    PropTerminal is an objective modelling and data tool. Outputs — yields, cashflow, returns, scores, benchmarks, reports and AI-generated commentary — are estimates derived from the inputs you provide and third-party data. Nothing on PropTerminal constitutes a recommendation, offer, solicitation or advice to buy, sell, finance, refinance, hold or restructure any property or investment. You should consult a qualified, regulated professional before making any decision.

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