Analysis Terminal
Deal Analysis
Pick a calculator above — every figure updates live as you type. No sign-up needed to try.
How to use BRR / BRRR Calculator
- 1.Enter purchase price, refurb budget and target GDV.
- 2.Set the refinance LTV and terms.
- 3.See the equity pulled out and the rolled-in cost — live.
Tip: Use the GDV tab to estimate your end value first if unsure.
BRRR Calculator
Buy, Refurbish, Rent, Refinance — model your full BRRR cycle across the 5-country PropTerminal data system.
Phase 1 — Purchase
🇬🇧GB: SDLT, tenure rules, HM Land Registry and VOA benchmarks apply
The price you are paying before any works begin
Estimated SDLT/legal/survey costs — varies by buyer status and country
£0.00 GBP deposit
Bridging loan or initial mortgage rate during refurbishment period
How long you expect to hold on bridging finance before refinancing
Phase 2 — Refurbishment
Total estimated cost of all works including contingency
Added buffer on top of refurbishment cost for overruns
Total refurbishment budget: £0.00 GBP
Estimated property value after works are complete
Projected uplift: £0.00 GBP (N/A)
How long the works will take — affects bridging cost
Phase 3 — Refinance
Refinance amount: £0.00 GBP
Long-term BTL mortgage rate after refinancing
Arrangement fees, legal, valuation costs for the new mortgage
Phase 4 — Rental Income
Projected rent after refurbishment is complete
Expected void period as a percentage of annual rental income
Management, maintenance, insurance and letting fees per year
Estimated costs are approximations based on user inputs · Results are for educational purposes only · Not financial, legal or tax advice. Always consult a qualified professional before making investment decisions.
Investment Snapshot
Monthly Cashflow
£0.00 GBP
Gross Yield
N/A
Capital Recycled
£0.00 GBP
N/A of total cash invested
Cash-on-Cash ROI
∞
Net Cash Left in Deal
£0.00 GBP
DSCR
N/A
Why this score was chosen
AI Deal Score: 11/100 · HIGH-RISK DEAL🇬🇧 United KingdomN/A capital recycled, N/A gross yield, £0.00 GBP/month cashflow, and N/A DSCR benchmarked against United Kingdom.
BRRR cycle analysis
Capital recycling: Your BRRR cycle has recycled N/A of your initial capital outlay (£0.00 GBP of £0.00 GBP invested). This leaves most capital in the deal and weakens the BRRR cycle.
Cashflow stability: Post-refinance monthly cashflow of £0.00 GBP is positive, but should be stress-tested against higher rates and longer voids.
Debt coverage: DSCR of N/A is below the common 1.25 lender threshold and may restrict refinance options.
GDV uplift: Post-refurb uplift of £0.00 GBP (N/A) from purchase price to GDV. The uplift may be too thin to support a clean refinance without reducing costs or improving GDV.
Inputs to adjust to improve your score
- 💰 Optimise Rent: Increasing monthly rent from £0.00 GBP toward the area average or switching to HMO or Serviced Accommodation could significantly improve cashflow resilience.
Source: HM Land Registry UK HPI + ONS Private Rental Prices · Tier 1 verified benchmark sources