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PropTerminal Blog

Property Tax & Strategy Guides

In-depth, worked-example guides to how UK property tax really works — by deal type, from purchase through holding to exit.

Buy-to-Let 6 min read

Buy-to-Let Tax, Explained End to End

SDLT and the 3% surcharge, the Section 24 trap and CGT on sale — how buy-to-let tax works from purchase to exit, with a full worked example.

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HMO 6 min read

HMO Tax: Higher Yield, More Moving Parts

The same Section 24 hit as buy-to-let plus licensing, Business Rates and a possible non-residential SDLT route — HMO tax on a worked 6-bed.

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BRR / BRRR 7 min read

BRR / BRRR Tax: The Refinance Myth, Debunked

Why pulling money out on refinance triggers no CGT, how to split capital vs revenue refurb costs, and when a BRRR becomes a taxable trade.

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Development & Flip 7 min read

Development & Flip Tax: Trading, Not Investing

Why HMRC taxes development and flips as trading income not CGT, how VAT drives the whole scheme, and the CIS, CIL and Section 106 costs to plan for.

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Serviced Accommodation 6 min read

Airbnb & Serviced Accommodation Tax: Two Decisions That Change Everything

Furnished Holiday Let qualification and the VAT threshold risk are the two decisions that make or break short-let tax — explained on a worked apartment.

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Commercial 7 min read

Commercial Property Tax: A Different Rulebook

Lower non-residential SDLT with no 3% surcharge, the VAT opt-to-tax decision, TOGC, capital allowances and how commercial is taxed on exit.

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