PropTerminal Blog
Property Tax & Strategy Guides
In-depth, worked-example guides to how UK property tax really works — by deal type, from purchase through holding to exit.
Buy-to-Let Tax, Explained End to End
SDLT and the 3% surcharge, the Section 24 trap and CGT on sale — how buy-to-let tax works from purchase to exit, with a full worked example.
Read guideHMO Tax: Higher Yield, More Moving Parts
The same Section 24 hit as buy-to-let plus licensing, Business Rates and a possible non-residential SDLT route — HMO tax on a worked 6-bed.
Read guideBRR / BRRR Tax: The Refinance Myth, Debunked
Why pulling money out on refinance triggers no CGT, how to split capital vs revenue refurb costs, and when a BRRR becomes a taxable trade.
Read guideDevelopment & Flip Tax: Trading, Not Investing
Why HMRC taxes development and flips as trading income not CGT, how VAT drives the whole scheme, and the CIS, CIL and Section 106 costs to plan for.
Read guideAirbnb & Serviced Accommodation Tax: Two Decisions That Change Everything
Furnished Holiday Let qualification and the VAT threshold risk are the two decisions that make or break short-let tax — explained on a worked apartment.
Read guideCommercial Property Tax: A Different Rulebook
Lower non-residential SDLT with no 3% surcharge, the VAT opt-to-tax decision, TOGC, capital allowances and how commercial is taxed on exit.
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